Credit Compliance Advocates

Experts in Federally Compliant Credit Files

Navigating credit reporting compliance can be very challenging if you are not aware of all of the consumer protection laws that regulate collectors, creditors, and credit bureaus.

Our job is to take that heavy burden of obtaining a accurate and complete credit file off your shoulders by holding the creditors, debt buyers, and credit bureaus to Federal compliance.

We specialize in holding credit reporting agencies accountable for FCRA reporting compliance.

Free Consultation

Credit Compliance

The Fair Credit Reporting Act (FCRA) has a “maximum possible accuracy” standard for credit reporting agencies, which means that credit reporting agencies must take reasonable steps to ensure that the credit information they provide is as accurate as possible. This standard applies to all credit reporting agencies, including credit bureaus, specialty credit reporting agencies, and data furnishers.

In order to comply with the maximum possible accuracy standard, credit reporting agencies must:

Investigate consumer disputes: Credit reporting agencies must investigate consumer disputes regarding credit information that they have provided.
Verify credit information: Credit reporting agencies must verify the credit information that they have obtained before providing it to others.
Update credit information: Credit reporting agencies must update credit information that they have provided if they are informed that the information is inaccurate.

Maintain reasonable procedures: Credit reporting agencies must maintain reasonable procedures to ensure that credit information is accurate, complete, and current.

Remove inaccurate information: Credit reporting agencies must remove credit information that is inaccurate or cannot be verified.

Benefits

Why Choose Us?

When you choose us, you can be confident that you are working with a reputable, experienced and passionate team that will help you achieve your credit goals. Contact us today to learn more about how we can help you.

CREDIT COMPLIANCE

When you fully understand the FCRA, Metro 2, and all consumer protection laws then it makes what we are doing more effective. No Disputes, No Hacks. Simply use the System. Credit Compliance Advocates is on another Level from Credit repairs Companies. Need us to work the System for you?

CREDIT COUNSELING

Our team of courteous, knowledgeable staff will be with you every step of the way. We're here throughout the process and, with our years of experience, will ensure you understand your options and work with you to solve problems. Contact us today to get started.

CREDIT BUILDING

We continue to build our reputation for personalized service and quality solutions with each and every client. We are dedicated to offering flexible solutions that work for you while also providing consistent results that meet our standards.

Looking for an Partner to assist your business with your clients credit needs?

Please contact us to discuss your needs so that a action plan can be created especially for you.